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Capital and IQ become
CAPTIQ

We stand for intelligent financing

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Our vision

Is a world in which there are only trustworthy and accessible financial products.

With CAPTIQ, we offer regulated professionals the first alternative and trustworthy online financing and thus come one step closer to our vision. Together with our stakeholders, we want to offer our customers more planning security, more flexibility and better access to financing - we want to help make dreams come true.

Our mission

Is to offer customer-centric and digital financial solutions from a single source.

In doing so, we bring together all relevant market participants in a value-adding manner and focus on long-term support and further development.

Nothing is more important to us than the satisfaction of our customers. In doing so, we also want to constantly improve and develop ourselves and our first product to create the best possible user experience and prove that financing can also be simple and transparent.

Through the intergenerational contract that we create with our innovative credit value chain, we bring all market participants together in a value-creating way. Ultimately, our cooperations are based above all on long-term relationships, trust, and joint development in order to grow together.

Arrows hit target paper airplane

How an idea became CAPTIQ:

The idea for CAPTIQ arose during the studies of our managing directors. As part of a research project, they were investigating lending platforms, which were still relatively new at the time. By chance, a related pediatrician reported massive difficulties with start-up financing at the time. The loan amount of 100,000€ was not economically attractive enough for the house bank, and the application processing also dragged on for several weeks.

Quickly our founders realized that about 90% of all regulated professionals cannot be served adequately for their qualification. Especially loans up to 250.000€ posed difficulties, because they are hardly profitable for the banks. A suitable alternative financing, which meets our time, did not exist.

For these economically and socially extremely important professional groups, our founders Soraya Braun & Lorenz Beimler have set up something special. From the beginning, the project was a matter of the heart with the will to give something back.

Space rocket taking off

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E

A

M

As a company, we strive to ensure that employees from a wide variety of cultures & beliefs meet and learn from each other. The different backgrounds of our employees enable us to break out of old thought patterns and approach work from different perspectives. There is an enormous amount of potential in this and every employer should build on this.

Frankfurt Team

The CAPTIQ heart beats in the financial capital Frankfurt am Main - also known as Mainhattan:

Developer Team

Our developer team is international with developers from Peru, Vietnam and Uganda:

Advisory Board

We are proud to have an advisory board with a great deal of commitment and industry knowledge:

Investors

Our investors - more than 250 years of combined experience:

CAPTIQ grows - be there!

We are constantly looking for new talents who want to grow with us in the long term. Above all, it is important to us that you are a good general and cultural fit for our team.

General Fit:

You have a passion for software and FinTech. You are also technically savvy and enjoy working in an ambitious, agile and international team.

Cultural Fit:

We are not necessarily looking for like-minded people. Different opinions and perspectives only make us better. We all live an inclusive value system in an international, mutually supportive environment.

Here you can learn more about a career at CAPTIQ

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That suits you? Then apply now for a position with us:

You haven't found the right job among our job ads?
Nevermind, why not send us an unsolicited application?

Diversity at CAPTIQ is a big factor in the company's success. As a company, we strive to ensure that employees can integrate and feel comfortable at CAPTIQ regardless of culture, appearance or faith.

Since we are always looking for ambitious talents, you should take the initiative now and apply with us.

Apply on your own initiative
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© 2023 CAPTIQ GmbH. All Rights Reserved.

Foundation

April 2017

Shortly after the business idea for the startup was born, our CEOs Soraya Braun and Lorenz Beimler decide to found CAPTIQ. By the way, CAPTIQ is a portmanteau of Capital & IQ.

Financing round

May 2019

CAPTIQ has successfully completed its first round of financing. A total of 15 business angels and professional investment companies - the majority from the financial sector - have provided the company with seed capital of over half a million euros.

Capital increase

October 2019

CAPTIQ has convinced another financing specialist with its business model: the US-based ZAIS Group has committed to the Frankfurt-based fintech start-up as its largest external investor as part of a capital increase.

Investment Grade Rating

March 2020

To refinance the loans, CAPTIQ structured a bond and became the first lending platform in Europe to receive an investment grade rating. This generated a new, low-risk asset class 'chamber professionals' in the market, in which risk-averse institutional investors (such as pension funds) can invest.

Further development

September 2020

CAPTIQ has successfully completed its third round of financing, receiving a seven-figure capital increase. Thus, CAPTIQ is well prepared for the further development of the product and the preparations for the market launch. In parallel, the startup has started the placement of its first bond for the refinancing of low-volume loans.

Solaris

August 2021

CAPTIQ has signed a cooperation agreement with Solaris, Europe's leading banking-as-a-service platform. Solaris will act as the lending bank in the offering of the lending platform for chamber professionals developed by CAPTIQ and adds another automated process to our credit value chain.

Rocket launch

September 2021

The set goals were achieved! CAPTIQ was able to place its bond with the renowned capital management company BayernInvest, so nothing stood in the way of the first loan. Our digital lending platform entered the pilot phase with our cooperation partners. The first CAPTIQ loan was smoothly disbursed to a doctor within 2 days of application.

Fresh capital

November 2021

CAPTIQ has successfully completed another investment round. Led by sino Beteiligungen GmbH, a total of €2.6 million in fresh capital was raised. Through the first successful cooperations with broker pools and the granting of the first loans, a product-side proof-of-concept could be provided in the pilot phase. The fresh capital is to be used for the further development of the business model.

IQ

2022

Today, CAPTIQ has already been able to facilitate a wide variety of financing projects for chamber professionals. Among them were business start-ups, takeovers, debt restructuring and many other different purposes. Our premium loan has so far been able to convince many different chamber professionals as a fast, flexible and contemporary solution.

Business Development
Business Development Working Student/Intern (m/f/d)

Working student, part-time - Frankfurt am Main

Become part of the team
Credit Risk Management
Quantitative Credit Analyst (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Customer Support
Digital Customer Support (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Marketing
Event planning and support in FinTech Working student / Intern (m/f/d)

Working student, part-time - Frankfurt am Main

Become part of the team
Product Ownership
Real Agile Product Owner (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Sales
Digital Key Account Manager (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Sales
Sales B2B (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Business Development
Business Development Working Student/Intern (m/f/d)

Working student, part-time - Frankfurt am Main

Become part of the team
Credit Risk Management
Quantitative Credit Analyst (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Customer Support
Digital Customer Support (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Marketing
Event planning and support in FinTech Working student / Intern (m/f/d)

Working student, part-time - Frankfurt am Main

Become part of the team
Product Ownership
Real Agile Product Owner (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Sales
Digital Key Account Manager (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Sales
Sales B2B (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Business Development
Business Development Working Student/Intern (m/f/d)

Working student, part-time - Frankfurt am Main

Become part of the team
Credit Risk Management
Quantitative Credit Analyst (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Customer Support
Digital Customer Support (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Marketing
Event planning and support in FinTech Working student / Intern (m/f/d)

Working student, part-time - Frankfurt am Main

Become part of the team
Product Ownership
Real Agile Product Owner (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Sales
Digital Key Account Manager (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
Sales
Sales B2B (f/m/d) in FinTech (depending on experience from € 4,167 / month)

Permanent position, full-time - Frankfurt am Main

Become part of the team
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Soraya Braun

Soraya Braun

Founder & CEO

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Lorenz Beimler

Lorenz Beimler

Founder & CEO

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Benjamin Breitwieser

Benjamin Breitwieser

Head of Product

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Thang Do

Thang Do

Quantitative Credit Analyst

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Muhammad Ahmad

Muhammad Ahmad

Software Engineer

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Soner Karkaoglu

Soner Karkaoglu

Social Media Marketing Manager

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Minh Trang Nguyen

Minh Trang Nguyen

Working student Software Testing

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Fabian Oberle

Fabian Oberle

Working Student Data Policy & IT Security

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Bennet Schumann

Bennet Schumann

Working student business development

Linkedin
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Benjamin Breitwieser

Benjamin Breitwieser

Head of Product

Linkedin
Person background
Thang Do

Thang Do

Quantitative Credit Analyst

Linkedin
Person background
Muhammad Ahmad

Muhammad Ahmad

Software Engineer

Linkedin
Person background
Soner Karkaoglu

Soner Karkaoglu

Social Media Marketing Manager

Linkedin
Person background
Minh Trang Nguyen

Minh Trang Nguyen

Working student Software Testing

Linkedin
Person background
Fabian Oberle

Fabian Oberle

Working Student Data Policy & IT Security

Linkedin
Person background
Bennet Schumann

Bennet Schumann

Working student business development

Linkedin
Person background
Benjamin Breitwieser

Benjamin Breitwieser

Head of Product

Linkedin
Person background
Thang Do

Thang Do

Quantitative Credit Analyst

Linkedin
Person background
Muhammad Ahmad

Muhammad Ahmad

Software Engineer

Linkedin
Person background
Soner Karkaoglu

Soner Karkaoglu

Social Media Marketing Manager

Linkedin
Person background
Minh Trang Nguyen

Minh Trang Nguyen

Working student Software Testing

Linkedin
Person background
Fabian Oberle

Fabian Oberle

Working Student Data Policy & IT Security

Linkedin
Person background
Bennet Schumann

Bennet Schumann

Working student business development

Linkedin
Person background
Victor Chirinos

Victor Chirinos

Backend Developer

Linkedin
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Cecilia Gutierrez

Cecilia Gutierrez

Backend Developer

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Lutaaya Idris

Lutaaya Idris

Fullstack Developer

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Matthew Rosell Felix

Matthew Rosell Felix

Web UI Developer

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Patricio Bedregal

Patricio Bedregal

Frontend Developer

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Francisco Marin

Francisco Marin

Frontend Developer

Linkedin
Person background
Carlos Tran

Carlos Tran

Frontend Developer

Linkedin
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Louis Trinh

Louis Trinh

Frontend Developer

Linkedin
Person background
Victor Chirinos

Victor Chirinos

Backend Developer

Linkedin
Person background
Cecilia Gutierrez

Cecilia Gutierrez

Backend Developer

Linkedin
Person background
Lutaaya Idris

Lutaaya Idris

Fullstack Developer

Linkedin
Person background
Matthew Rosell Felix

Matthew Rosell Felix

Web UI Developer

Linkedin
Person background
Patricio Bedregal

Patricio Bedregal

Frontend Developer

Linkedin
Person background
Francisco Marin

Francisco Marin

Frontend Developer

Linkedin
Person background
Carlos Tran

Carlos Tran

Frontend Developer

Linkedin
Person background
Louis Trinh

Louis Trinh

Frontend Developer

Linkedin
Person background
Victor Chirinos

Victor Chirinos

Backend Developer

Linkedin
Person background
Cecilia Gutierrez

Cecilia Gutierrez

Backend Developer

Linkedin
Person background
Lutaaya Idris

Lutaaya Idris

Fullstack Developer

Linkedin
Person background
Matthew Rosell Felix

Matthew Rosell Felix

Web UI Developer

Linkedin
Person background
Patricio Bedregal

Patricio Bedregal

Frontend Developer

Linkedin
Person background
Francisco Marin

Francisco Marin

Frontend Developer

Linkedin
Person background
Carlos Tran

Carlos Tran

Frontend Developer

Linkedin
Person background
Louis Trinh

Louis Trinh

Frontend Developer

Person background
Prof. Dr. Andreas Dombret

Prof. Dr. Andreas Dombret

Oliver Wyman
Global Senior Advisor
Member of the Executive Board
Bundesbank 2010-2018

Person background
Jochen Friedrich

Jochen Friedrich

Managing Director Innofincenta
formerly Managing Director JP Morgan

Person background
Hans-Joachim Schwenke

Hans-Joachim Schwenke

Lawyer, Notary, Partner Schwenke Schütz GbR,
Chairman Business Angel Club Berlin-Brandenburg e.V.

Person background
Prof. Dr. Andreas Dombret

Prof. Dr. Andreas Dombret

Oliver Wyman
Global Senior Advisor
Member of the Executive Board
Bundesbank 2010-2018

Person background
Jochen Friedrich

Jochen Friedrich

Managing Director Innofincenta
formerly Managing Director JP Morgan

Person background
Hans-Joachim Schwenke

Hans-Joachim Schwenke

Lawyer, Notary, Partner Schwenke Schütz GbR,
Chairman Business Angel Club Berlin-Brandenburg e.V.

Person background
Prof. Dr. Andreas Dombret

Prof. Dr. Andreas Dombret

Oliver Wyman
Global Senior Advisor
Member of the Executive Board
Bundesbank 2010-2018

Person background
Jochen Friedrich

Jochen Friedrich

Managing Director Innofincenta
formerly Managing Director JP Morgan

Person background
Hans-Joachim Schwenke

Hans-Joachim Schwenke

Lawyer, Notary, Partner Schwenke Schütz GbR,
Chairman Business Angel Club Berlin-Brandenburg e.V.

Person background
Prof. Dr. Andreas Dombret

Prof. Dr. Andreas Dombret

Oliver Wyman
Global Senior Advisor
Member of the Executive Board
Bundesbank 2010-2018

Person background
Christian Zugel

Christian Zugel

Founder and Chief Investment Officer ZAIS Group

Person background
Martin Korbmacher

Martin Korbmacher

Arsago ACM, Managing Director
Ehemaliger Head of Investment, Banking Credit Suisse

Person background
Jochen Friedrich

Jochen Friedrich

Innofincenta, Managing Director
Former Managing Director JP Morgan

Person background
Michael Reeg

Michael Reeg

Hoesch & Partner, Managing Director
EBS Symposium Advisory Board

Person background
Jürgen Conzelmann

Jürgen Conzelmann

Lawyer
Managing Director Conzelmann
Property management company

Person background
Ralf Heim

Ralf Heim

Fincite, Managing Director

Person background
Rüdiger Süss

Rüdiger Süss

German Aerospace Center, Senior Analyst

Person background
Stefan Dreiser

Stefan Dreiser

Commerzbank, Fixed Income Sales

Person background
Matthias Leibner

Matthias Leibner

Senior Portfoliomanager, Renten

Person background
Thomas Bull

Thomas Bull

Business Angel
Formerly Fixed Income Sales, Deutsche Bank

Person background
Friedhelm Schmitt

Friedhelm Schmitt

Fincite, Managing Director

Person background
Dorit Rochert

Dorit Rochert

Business Angel

Person background
Alfred Rochert

Alfred Rochert

M4invest, Fund Investment Committee Business Angel

Person background
Stefan Post

Stefan Post

Fincite, Managing Director

Person background
Prof. Dr. Andreas Dombret

Prof. Dr. Andreas Dombret

Oliver Wyman
Global Senior Advisor
Member of the Executive Board
Bundesbank 2010-2018

Person background
Christian Zugel

Christian Zugel

Founder and Chief Investment Officer ZAIS Group

Person background
Martin Korbmacher

Martin Korbmacher

Arsago ACM, Managing Director
Ehemaliger Head of Investment, Banking Credit Suisse

Person background
Jochen Friedrich

Jochen Friedrich

Innofincenta, Managing Director
Former Managing Director JP Morgan

Person background
Michael Reeg

Michael Reeg

Hoesch & Partner, Managing Director
EBS Symposium Advisory Board

Person background
Jürgen Conzelmann

Jürgen Conzelmann

Lawyer
Managing Director Conzelmann
Property management company

Person background
Ralf Heim

Ralf Heim

Fincite, Managing Director

Person background
Rüdiger Süss

Rüdiger Süss

German Aerospace Center, Senior Analyst

Person background
Stefan Dreiser

Stefan Dreiser

Commerzbank, Fixed Income Sales

Person background
Matthias Leibner

Matthias Leibner

Senior Portfoliomanager, Renten

Person background
Thomas Bull

Thomas Bull

Business Angel
Formerly Fixed Income Sales, Deutsche Bank

Person background
Friedhelm Schmitt

Friedhelm Schmitt

Fincite, Managing Director

Person background
Dorit Rochert

Dorit Rochert

Business Angel

Person background
Alfred Rochert

Alfred Rochert

M4invest, Fund Investment Committee Business Angel

Person background
Stefan Post

Stefan Post

Fincite, Managing Director

Person background
Prof. Dr. Andreas Dombret

Prof. Dr. Andreas Dombret

Oliver Wyman
Global Senior Advisor
Member of the Executive Board
Bundesbank 2010-2018

Person background
Christian Zugel

Christian Zugel

Founder and Chief Investment Officer ZAIS Group

Person background
Martin Korbmacher

Martin Korbmacher

Arsago ACM, Managing Director
Ehemaliger Head of Investment, Banking Credit Suisse

Person background
Jochen Friedrich

Jochen Friedrich

Innofincenta, Managing Director
Former Managing Director JP Morgan

Person background
Michael Reeg

Michael Reeg

Hoesch & Partner, Managing Director
EBS Symposium Advisory Board

Person background
Jürgen Conzelmann

Jürgen Conzelmann

Lawyer
Managing Director Conzelmann
Property management company

Person background
Ralf Heim

Ralf Heim

Fincite, Managing Director

Person background
Rüdiger Süss

Rüdiger Süss

German Aerospace Center, Senior Analyst

Person background
Stefan Dreiser

Stefan Dreiser

Commerzbank, Fixed Income Sales

Person background
Matthias Leibner

Matthias Leibner

Senior Portfoliomanager, Renten

Person background
Thomas Bull

Thomas Bull

Business Angel
Formerly Fixed Income Sales, Deutsche Bank

Person background
Friedhelm Schmitt

Friedhelm Schmitt

Fincite, Managing Director

Person background
Dorit Rochert

Dorit Rochert

Business Angel

Person background
Alfred Rochert

Alfred Rochert

M4invest, Fund Investment Committee Business Angel

Person background
Stefan Post

Stefan Post

Fincite, Managing Director